Real Estate Loan Products
NMLS #530642
Let us help you set a solid foundation for successful home ownership. We have the expertise and tools to help you with decisions along the way to make your dream home a reality. Ozona Bank . . . with you every step of the way!
Lot Loans
You’ve found the perfect address and are ready to purchase your lot!
- Fixed rates
- Borrow up to 80% of the sales price
Construction Loans
Ready to build your dream home? We can help with that!
- Keep it in the family—save time & keep your loan in one place
- Loan amount and Loan-To-Value (LTV) ratios available as follows:*

- Monthly interest-only payments on funds disbursed
- 12-month and 18 month construction periods available
Mortgage Loans
You’re on the home-stretch! Learn about the mortgage loans we offer and
start your home mortgage process today.
- Fixed rates
- Borrow up to 85% of the sales price
- No mortgage insurance
- VA, USDA, FHA, and conventional loans available
- 15 year-term or 30 year-term
Click the button below to apply online today!

Please print and complete the forms below and send them to us at "Attention: ONB Mortgage Department”. We will be glad to meet with you at any of our locations or wherever is convenient for you.
OZONA BANK MORTGAGE DEPARTMENT
Email: mortgages@ozonabank.com
PO Box 528
Wimberley, TX 78676
Ph: 512-847-8200
Fax: 512-847-2497
*Credit application required. Certain terms, conditions, and restrictions may apply.