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Real Estate Loan Products

NMLS #530642

Let us help you set a solid foundation for successful home ownership. We have the expertise and tools to help you with decisions along the way to make your dream home a reality. Ozona Bank . . . with you every step of the way!

Lot Loans

You’ve found the perfect address and are ready to purchase your lot!
  • Fixed rates
  • Borrow up to 80% of the sales price

Construction Loans

Ready to build your dream home? We can help with that!
  • Keep it in the family—save time & keep your loan in one place
  • Loan amount and Loan-To-Value (LTV) ratios available as follows:*


  • Monthly interest-only payments on funds disbursed
  • 12-month and 18 month construction periods available

Mortgage Loans

You’re on the home-stretch! Learn about the mortgage loans we offer and start your home mortgage process today.
  • Fixed rates
  • Borrow up to 85% of the sales price
  • No mortgage insurance
  • Conventional loans available
  • 15 year-term or 30 year-term

 Click the button below to apply online today!

Please print and complete the forms below and send them to us at "Attention: ONB Mortgage Department”. We will be glad to meet with you at any of our locations or wherever is convenient for you.


Email: mortgages@ozonabank.com 

PO Box 528
Wimberley, TX 78676
Ph: 512-847-8200
Fax: 512-847-2497

*Credit application required. Certain terms, conditions, and restrictions may apply.

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