Commercial Banking
Commercial Deposit Products
Texas businesses are as unique as their owners! Whether it's your first business account or you've been blazing the trail for years, we provide a full range of commercial banking services to address the specific needs of your business. We understand what it takes to make a business work - vision, commitment, and surrounding yourself with the right people.
Each of the business banking options below comes standard with the following:
- Online, Mobile, and Telephone Banking
- Email & text alerts*
- Online & Mobile Bill Pay
- Mobile Deposit**
- eStatements
- ATM/Debit Mastercard®
Our business banking team is experienced, knowledgeable, and ready to help your business grow.
| |
Business Checking |
Business Savings |
Business Tiered
Money Market |
| Minimum Deposit to Open |
$100 |
$100 |
$2,500 |
| Pays Interest |
No |
Yes |
Yes; $2,500 minimum balance to earn interest |
| Monthly Service Charge |
$7 |
$6 |
$12 |
| Waive Service Charge Options |
Waive your service charge if you have at least one of these:
1. Enroll in Ozona Bank's merchant services
OR
2. Enroll in eStatements & Cash Management
OR
3. Enroll in remote deposit capture
OR
4. Maintain an average daily balance of $10,000 |
Maintain minimum daily balance of $1,000 |
Maintain minimum daily balance of $2,500 |
| Transfers & Withdrawals 1 |
Unlimited |
Unlimited in person.1
Activity fees apply for excessive withdrawals. |
Unlimited in person.1
Activity fees apply for excessive withdrawals. |
| Features & Benefits |
 |
*Data rates may apply.
**Daily limits apply. See bank for details.
1 Federal Regulation D limits your savings withdrawals to a combined total of six of the following transactions per month: pre-authorized or automatic transfers, telephone or computer transfers, check, debit, draft, overdraft protection transfers via a sweep account, online banking transfers, or bill payment. Transactions in excess of this amount may be assessed a fee. If total item count exceeds six transactions for three months within a rolling 12 months, the account will automatically convert to a Business Checking.
Rates subject to change. See Ozona Bank Deposit Rates for more info.