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Commercial Banking

Commercial Deposit Products

Texas businesses are as unique as their owners! Whether it's your first business account or you've been blazing the trail for years, we provide a full range of commercial banking services to address the specific needs of your business. We understand what it takes to make a business work - vision, commitment, and surrounding yourself with the right people. 

Each of the business banking options below comes standard with the following:

  • Online, Mobile, and Telephone Banking
  • Email & text alerts*
  • Online & Mobile Bill Pay
  • Mobile Deposit**
  • eStatements
  • ATM/Debit Mastercard®

Our business banking team is experienced, knowledgeable, and ready to help your business grow. 

  Business Checking  Business Savings  Business Tiered
Money Market
Minimum Deposit to Open  $100  $100  $2,500
Pays Interest No  Yes Yes; $2,500 minimum balance to earn interest
Monthly Service Charge $7  $6 $12
Waive Service Charge Options Waive your service charge if you have at least one of these:
1. Enroll in Ozona Bank's merchant services
OR
2. Enroll in eStatements & Cash Management
OR
3. Enroll in remote deposit capture
OR
4. Maintain an average daily balance of $10,000
 Maintain minimum daily balance of $1,000 Maintain minimum daily balance of $2,500 
Transfers & Withdrawals 1 Unlimited  Unlimited in person.1 
Activity fees apply for excessive withdrawals. 
 Unlimited in person.1
Activity fees apply for excessive withdrawals.
 Features & Benefits  Learn more about these commercial products here!

*Data rates may apply. 

**Daily limits apply. See bank for details.

1 Federal Regulation D limits your savings withdrawals to a combined total of six of the following transactions per month: pre-authorized or automatic transfers, telephone or computer transfers, check, debit, draft, overdraft protection transfers via a sweep account, online banking transfers, or bill payment. Transactions in excess of this amount may be assessed a fee. If total item count exceeds six transactions for three months within a rolling 12 months, the account will automatically convert to a Business Checking. 

Rates subject to change. See Ozona Bank Deposit Rates for more info.

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