Current Savings Bond Rates:
I Bonds 1.76%
EE Bonds .20%
Rates change twice a year – May 1st and November 1st.
Rates listed for Savings Bonds are not determined by the bank and
the Bank explicits no validity to their accuracy.
You can redeem your Savings Bonds at any Ozona National Bank location.
Convenient Services from Ozona National Bank
Our Mortgage Service can meet with you at any Bank
Location to discuss your mortgage needs.
Ozona National Bank offers a FREE Business Checking Account.
We offer Safe Deposit Boxes at reasonable fees.
Wimberley Location News
Did you know that you can renew your Hays County license tags for vehicles, motorcycles, and trailers at the Wimberley location? Just bring in the 3-part form you receive in the mail and your current insurance liability card.
Bowie Location News
The state of the
art Chisholm Trail Meeting Room in the bank has hosted several
meetings and more are scheduled. The facility is a welcome
addition to the bank building and is a convenient place for
small groups and organizations to gather.
Did You Know?
The U.S. Mint begun issuing a new golden coin in 2009
called a "Native American" coin. It has a
picture of Sacagewea on the face of the coin, and a scene on
the back of a Native American woman planting corn.
This begins a new annual circulating $1 coin series
commemorating the important contributions made by Native
Americans to the United States. There is a space on
the top of the Presidential Dollar coin board for placement
of this special coin.
How long can negative information stay on my credit report?
Under the provisions of the "FCRA" Fair Credit Reporting Act, adverse information—collection actions, charge-offs, suits, and judgments—may be reported for 7 years.
How long can a bankruptcy stay on my credit report?
Under the provisions of the "FCRA" Fair Credit Reporting Act, a credit bureau may report a bankruptcy for 10 years from the date of a court's decision or judgment.
How long does information stay on "chexsystems" ChexSystemsSM?
Generally, information remains on ChexSystemsSM for 5 years.
Coins last a lot longer than bills – The life expectancy of a circulating coin is 30 years, while paper money usually only last for 18 months. Now you see why using Golden dollars instead of dollar bills makes a lot of sense!
I deposited a check/money order into my individual consumer account but the bank later told me it was fraudulent. I had already used some of the funds, and now my account is overdrawn. The bank says that I am liable for the entire amount. Is this true?
Depending on the circumstances and your State's laws, you may be held responsible for the entire amount of the fraudulent check that you cash at the bank or deposit into your account. If your bank credited your account, it can later reverse the funds if the check is found to be fraudulent.
This could be a Check Overpayment/Money Order Scam. It's an example of why you should never accept a check from someone you don't know.
As the payee, it's up to you to pursue the maker of the check. If you think you have been targeted by a scam, you should file a complaint with the
Federal Trade Commission (FTC) or by calling 1-877-382-4357.
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